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Stage 1 of 5 · Score 0–39

Startup

Business Readiness Score: 0–39
You are generating income but your financial foundation is not yet in place.

At the Startup stage, you have taken the first brave step — you are in business. But without proper financial systems, every dollar is working harder than it should. This stage is about building the habits and knowledge that protect everything you are building.

Financial Literacy Outcomes
1

Separate Business and Personal Finances

Learn why mixing your money is the single most costly mistake a business owner can make — and exactly how to fix it starting today.

2

Understand Revenue, Profit, and Cash

These three numbers mean three different things. Most startup owners do not know the difference. You will.

3

Read a Simple Profit & Loss Statement

The P&L is the most important document in your business. Learn what every line means and how to use it as a decision-making tool.

4

Build a Money Tracking System

Create a simple, repeatable habit for recording income and expenses — so you always know where your business stands financially.

5

Create Your First Business Budget

Learn how to plan your money before you spend it — and why a basic budget is the foundation of every financially healthy business.

6

Understand the Cost of Not Knowing

Discover how financial blindness directly costs you money and what awareness alone can save you every month.

Key Skills Developed
Basic bookkeeping Income tracking Expense categorization P&L reading Cash vs profit

Ready to advance
to the next stage?

Take the next step in your financial literacy journey with guided support from Irene Tryon and M.A.K.S. Business Solutions.

Register for the Next Step Workshop →